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A Private Money Lender Funding “Not So Hard Money” Loans

Apply For A Not So Hard Money® Loan

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Still have questions? Feel free to Contact Us

In what State is the collateral property located?
What is the address of the collateral property?

Is the collateral property in a Metro or Non-Metro area?

(Metro: Population > (250,000)

Please select the collateral's Property Type
Secondary Type:

Note: If your property type does not appear as an option on the above list, please call 1-877-566-5001 to discuss your loan scenario with one of our account executives.

In what year was the property built?

Please select the collateral's current plumbing type
Does the property have the original electrical, or has it been upgraded to current code?
What is the current condition of the property?
What is your required Loan Amount?

Are you Purchasing or Refinancing?
What is the Purchase Price + Documentable Capital Improvements (if any)?

How many years have you owned the property?

What is the estimated current Property Value (No ARV)?

Are you the Borrower, or a Broker?
Please enter your contact information

Based on the information provided, this is what we can do, subject to our underwriting:
  • Loan Amount:
  • Rate: Fixed, amortized over years with a year balloon, or a two-year interest only loan (borrower's choice)
  • Our Fees: Points for origination + for underwriting and Property Inspection
  • Third Party Fees: Appraisal, Title Insurance, and your Commission

Note: Final loan approval is subject to underwriting, appraisal, and property inspection.

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Questions? Call Toll-Free 877-566-5001

This week we’ve reposted one of our favorite guests. Anthony Turdo, Chief Underwriter at American Life Financial. He shares with our audience the importance of Thinking Out of the Box when it comes to underwriting!
The Let's Talk series is based on an interview format where top professionals from the commercial real estate industry; lenders, brokers are asked to explain such topics as soft money, private money, borrowers bankruptcy, rates and third party fees. Brokers and lenders share stories about obstacles they may have encountered and how they've overcome them.

It's a must see for any commercial real estate professional or those thinking of a career in commercial real estate.

Here at American Life Financial we love to talk about ourselves and our programs but we’ve learned that no one wants to hear it from us, so we created a testimonial campaign to reward our commercial brokers and borrowers for their business. We have a professional photographer visit and photograph the subject at his or her location. We’ve secured a full-page ad space in the Scotsmans Guide and feature a different broker/ borrower every month. It’s a great marketing opportunity for both the featured broker and American Life Financial. This month's featured broker is David Goldman, President of Goldman Financial Group, Los Angeles, CA.

Follow us on LinkedIn, Facebook and Instagram. Keep up with our social media posts, learn about commercial loan options and other relevant topics to the commercial real estate industry. Learn the ins and outs of commercial real estate from those that have failed and succeeded.