NOT SO HARD MONEYTM
We take the Hard out of Hard Money by offering lower interest rates, longer terms, and lower fees. If the property, borrower, or situation is "unbankable", we are your solution.
We service the Commercial and Investor Residential Real Estate market by providing both direct lending to property owners and wholesale lending to brokers. Our loan guidelines are simple: Real estate in AZ, or metropolitan areas of NM, TX, NV, UT or CO, with enough property value to secure the loan, and where the borrower has the ability to repay the loan. If that is the situation, we should be able to provide a NOT SO HARD MONEYTM loan to you.
American Life Financial is a wholly owned subsidiary, and the lending arm of American Savings Life Insurance Company. Founded in 1954, American Savings Life has been providing non-conforming real estate loans for over 58 years.
"Hard Money" loans are NOT SO HARD MONEYTM with American Life Financial! Bring your funding needs to us and put NOT SO HARD MONEYTM to work for you!