"Not So Hard Money" AZ - We take the Hard out of Hard Money

NOT SO HARD MONEY^TM

Arizona Hard Money Lender

We take the Hard out of Hard Money by bringing lower interest rates, longer terms, and lower fees to the "Hard Money" market space. If the property, borrower, or situation is "unbankable", we should be your solution.

Serving the Commercial Real Estate Loan marketplace, we provide both direct lending to property owners and wholesale lending to our registered brokers. We make Commercial and Investor loans, and our guidelines are simple: Real estate in Arizona or New Mexico, with enough property value to secure the loan, and where the borrower has the ability to repay the loan. If that is the situation, we are likely able to provide a NOT SO HARD MONEY^TMloan.

American Life Financial is a wholly owned subsidiary, and the lending arm of American Savings Life Insurance Company. Founded in 1954, American Savings Life has been providing non-conforming real estate loans for over 56 years.

"Hard Money" loans are NOT SO HARD MONEY^TMwith American Life Financial! Bring your funding needs to us and put NOT SO HARD MONEY^TMto work for you!

Recent Blog Posts

Some highlights from the ULI Arizona Trends Day Conference

by Byron Allen

Today I attended the Urban Land Institute (ULI Arizona)’s annual Arizona Trends Day conference. It was 8 hours of economists and real estate professionals sharing their knowledge and perspective on the current state of the Arizona and national economy and real estate market. Here are some of the highlights from my notes: The following figures are from the presentation of Rick Wa...

Byron’s Picks of the Top Real Estate and Economy News of the Week – 1/13/12

by Byron Allen

Happy reading! » Turning foreclosures into rentals - Federal regulators and the Obama administration are getting ready to roll out a program that would sell foreclosures to investors as rentals. The first transactions could take place in early 2012. » Home Prices Down in 2011, but Market Stability Forecast for 2012 - While year-over-year home price measurements notched down in 2011, ...

Byron’s Picks of the Top Real Estate and Economy News of the Week – 1/6/12

by Byron Allen

Economists: 2012 Will Be Recovery Year for Economy Alan and Brian Beaulieu preview economic trends for 2012 and beyond, including why 2012 will be a year of growth and how you can best position your company going forward. Economy adds 200,000 jobs in December: The U.S. unemployment rate fell another notch in December, to 8.5 percent, as the nation's economy added 200,000 jobs. That number w...