"Not So Hard Money" AZ - We take the Hard out of Hard Money

NOT SO HARD MONEY^TM

Arizona Hard Money Lender

We take the Hard out of Hard Money by bringing lower interest rates, longer terms, and lower fees to the "Hard Money" market space. If the property, borrower, or situation is "unbankable", we should be your solution.

Serving the Commercial Real Estate Loan marketplace, we provide both direct lending to property owners and wholesale lending to our registered brokers. We make Commercial and Investor loans, and our guidelines are simple: Real estate in Arizona or New Mexico, with enough property value to secure the loan, and where the borrower has the ability to repay the loan. If that is the situation, we are likely able to provide a NOT SO HARD MONEY^TMloan.

American Life Financial is a wholly owned subsidiary, and the lending arm of American Savings Life Insurance Company. Founded in 1954, American Savings Life has been providing non-conforming real estate loans for over 56 years.

"Hard Money" loans are NOT SO HARD MONEY^TMwith American Life Financial! Bring your funding needs to us and put NOT SO HARD MONEY^TMto work for you!

Recent Blog Posts

Byron’s Picks of the Top Real Estate and Economy News of the Week - 1/27/12

by Byron Allen

It sure is refreshing to see a week of good economic news! It may be a little early to bust out the sunglasses and my CD of Timbuk3’s one hit wonder "the Future’s so Bright I Gotta Wear Shades,” but I’m thinking about it! Housing Crisis to End in 2012 as Banks Loosen Credit Standards dsnews.com Capital Economics expects the housing crisis to end this year, according to a r...

Comparing “The Great Recession” with prior recessions

by Byron Allen

At the Urban Land Institute (ULI Arizona)’s annual Arizona Trends Day conference, Dr. Dennis Hoffman, economics professor at Arizona State University, shared some very enlightening charts that compared the current “Great Recession” with the prior 10 recessions since WWII. The slides are not posted on the ULI website yet, so I Googled “recession comparison charts” and found a great resource at the ...

Some highlights from the ULI Arizona Trends Day Conference

by Byron Allen

Today I attended the Urban Land Institute (ULI Arizona)’s annual Arizona Trends Day conference. It was 8 hours of economists and real estate professionals sharing their knowledge and perspective on the current state of the Arizona and national economy and real estate market. Here are some of the highlights from my notes: The following figures are from the presentation of Rick Wa...