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Private Money

American Life Financial is your premier Arizona and New Mexico Private Money lender, bringing "Not So Hard Money" to the Commercial Loan market.

Wholesale Loans

Arizona and New Mexico Commercial and Investment Wholesale Loans through American Life Financial, your premier non-conforming lender for decades!

Real Estate Equity Lender

Arizona Real Estate Equity Loans with "Not So Hard Money" from American Life Financial. AZ and NM Real Estate Loans for many different property types.

Broker Registration Confirmation

Thank you for Registering as a Broker with American Life Financial, the Premier "Not So Hard Money" lender.

Loan Submission Form

Submit your loan scenario information directly to our Loan Officers to begin your "Not So Hard Money" loan request.

File Box

Quick App

Complete this quick 10 question web-form to pre-qualify for a "Not So Hard Money" loan with American Life Financial, the lending arm of American Savings Life Insurance Company.

Thank You

Thank you for your QuickApp.

Property Types

Commercial

AZ Commercial Loans - Arizona and New Mexico Commercial properties are the "bread and butter" of American Life Financial's "Not So Hard Money" lending. AZ and NM.

Residential

AZ Investment Loan - Arizona Investor Residential Loans with "Not So Hard Money" - Non-Owner Occupied and Non-Owner Secondary Home propert loans from American Life Financial - AZ and New Mexico Residential Property Loans

Non Owner Occupied Residential

Lending Locations

Arizona

Arizona Hard Money Loans by American Life Financial

Phoenix Metro

Metro Phoenix Hard Money Loans - Private Money Loans for Phoenix Metro - Real Estate Equity Loans for Phoenix Area properties - Commercial and Investment Loans in Phoenix with "Not So Hard Money"

Tucson Metro

Metro Tucson Hard Money Loans - Private Money Loans for Tucson Metro - Real Estate Equity Loans for Tucson Area properties - Commercial and Investment Loans in Tucson with "Not So Hard Money"

New Mexico

New Mexico Private Money Loan - NM Hard Money Loan - Real Estate Equity Loans for State of New Mexico properties - Commercial and Investment Loans in New Mexico with "Not So Hard Money"

Loan Types

Loan Programs

Zero Loan

$200K + Zero Loan by American Life Financial: Zero points! Zero junk fees! Zero appraisal fees! Zero lender fees! The only out-of-pocket money required is a 1/4% Loan Deposit, and even that is refunded it closing! Borrower pays escrow and title fees.

Best Rate In Town

Arizona "Best Rate In Town" Loan - 9.99% with 65% LTV! AZ Commercial Loans - Hard Money loan on Real Estate Equity in Arizona and New Mexico with "Not So Hard Money" - AZ and NM

Rebate! Rebate! Program

Looking for a hard money loan in Arizona or New Mexico? Look no further than American Life Financial's "Rebate! Rebate!" Program. 10.99% interest and 65% LTV makes this loan very attractive.

October 2010 mailer

Low Cost Hard Money Loans

A Low-Cost Loan Rate with "Not So Hard Money" from American Life Financial - AZ Commercial Loans - Hard Money loan on Real Estate Equity in Arizona and New Mexico - AZ and NM

80% Combo Purchase Loans

Arizona "Purchase Money" Loan - AZ Commercial Loans - Hard Money loan on Real Estate Equity in Arizona and New Mexico with "Not So Hard Money" - AZ and NM

Borrower Types

Low Credit Score

Arizona Private "Not So Hard Money" Real Estate Loans for borrowers with Low Credit Score or Low FICO Score - Arizona and New Mexico Real Estate Loans