General Not So Hard MoneyTM Loan Details
Standard Loan Term 5 year balloon w/15-30 year amort. OR 10 yr fully amortized.
Alternative Loan Term 10 year balloon w/ 15-30 year amort. OR 15 yr fully amortized for +1% to rate.
AZ & NM Metro Areas include the Phoenix, Tucson & Albuquerque metro areas.
General Use Properties include most residential, multi-family, office, retail, warehouse, flex & mixed-use properties.
Special Use Properties include mini-storage, motels, churches, assisted living facilities, medical buildings, etc.
Properties we do NOT lend on include gas stations, bars, night clubs, etc.
Land Loans: Yes, we lend on land (including acreage and lots) at 25% loan-to-value.
Property Inspection Fee may be higher for properties outside the Phoenix Metro Area.
Non-Recourse: Available for a 1% increase in rate or 5% reduction in LTV
Rates and Terms are subject to change without notice.
Please call to verify current rates and terms.