The largest "Not So Hard Money" loan is currently set at $1,000,000.  There is an adage that says, "Don't put all your eggs into one basket", which is fair advice for investments as well.  Thus, the current maximum size loan for "Not So Hard Money" is $1,000,000, which is expected to climb over time.

• $150,000 - $1,500,000 Loan
• 50% - 60% LTV  (Raw Land - 25% LTV)
• 10.99% APR Fixed Rate 
• Usually Fixed Rate 5 Year Balloon with a 25 Year Amortizing payment  (optional 10 Year Ballon for +1.0% APR; optional 15 year Balloon for +2.0% APR)
• Pre-Payment Penalty: 5pt-4pt-3pt-2pt-1pt
• "No Pre-Payment Penalty" full or partial buy-down option is available

There will still be Inspection, Underwriting, and possibly Appraisal fees