American Life Financial

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About American Life Financial

American Life Financial (ALF) is the lending arm of American Savings Life Insurance Company, which has been making Not So Hard MoneyTM loans in Arizona for over 50 years.  Our Not So Hard MoneyTM loans fill a niche for investors who meet three criteria: 

  1. The property owner or the property does not qualify for conforming bank financing;
  2. A loan for about 50%-60% of the property’s current market value (or recent purchase price) is sufficient; and
  3. The borrower doesn’t want to pay full hard money rates and fees and/or the borrower wants a longer term loan than typical hard money loans.
Our most popular loan program is our Best Rate program.  Our programs offer Amortizing or Interest Only payments, 2, 5, 10, and even 15 year terms, and good flexibility of loan amounts based on Loan-To-Value or Loan-To-Cost. We lend on almost every type of Commercial, Industrial, and Investment Residential real estate type in our lending areas.  We can even loan on land provided that the borrower has the ability to make the payments. 
 

Our Parent Company, American Savings Life

American Savings Life has been honoring committments since 1954 and specializes in affordable life insurance and annuities that pay above-market interest rates.

 

American Savings Life Insurance Company

 

Associations
Affiliates

A conversation about financing Tempe real estate investments with Nick Bastian of Realty Executives, Troy Allen of American Life Financial, and Shane Hollenback with the Veracity Team at Academy Mortgage.
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